Value Chain 3D
An interactive 3D model of the ML Systems value chain loop: loan origination to deconstruction to construction, with equity flowing back to the beginning.
The Value Chain 3D visualization presents the core ML Systems business model as a continuous loop rather than a linear process. Starting from loan origination with the Reversed Conventional Mortgage, the chain flows through deconstruction — where 80 to 90 percent of materials are recovered — into construction, where the new home is built with expanded square footage and an additional level.
The critical insight this visualization communicates is the return path: after construction completes, the homeowner's increased equity (approximately 9% per cycle) feeds back into eligibility for the next cycle. This is not a one-time transaction but a compounding system. The 3D format allows viewers to see the loop from multiple angles, reinforcing that every phase creates value for the next.
Each segment of the chain is annotated with key metrics — recovery rates, equity multipliers, timeline milestones — that ground the visual in operational reality. This makes the visualization useful both as a high-level introduction for prospective homeowners and as an analytical framework for investors evaluating the unit economics of the ML Systems model.